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Harassment

AI Debt Collection and FDCPA Violations: Legal Guide

··10 mins
Resources Debt Collection FDCPA AI Chatbots CFPB Robo-Calls Harassment Consumer Protection Algorithmic Bias Voice Cloning
When AI Becomes the Debt Collector # The debt collection industry, historically notorious for harassment and intimidation, is rapidly adopting artificial intelligence. AI chatbots can contact millions of debtors in days. Voice cloning technology creates synthetic agents indistinguishable from humans. Algorithmic systems decide who gets sued, when to call, and how aggressively to pursue payment.