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AI Insurance

AI Insurance Industry Crisis & Coverage Gaps

·10 mins
Industries AI Insurance Liability Coverage D&O Insurance Professional Liability Silent AI AI Exclusions Munich Re
The AI Insurance Crisis: Uninsurable Risk? # The insurance industry faces an unprecedented challenge: how to price and cover risks from technology that even its creators cannot fully predict. As AI systems generate outputs that cause real-world harm, defamatory hallucinations, copyright infringement, discriminatory decisions, even deaths, insurers are confronting a fundamental question: can AI risks be insured at all?

AI-Specific Professional Liability Insurance: Emerging Coverage for Emerging Risks

··15 mins
Resources AI Insurance Professional Liability E&O Insurance Munich Re AiSure Armilla AI Exclusions Hallucination Coverage Claims-Made Cyber Insurance Underwriting
The Insurance Industry’s AI Reckoning # The insurance industry faces an unprecedented challenge: how to underwrite risks from technology that even its creators don’t fully understand. As AI systems increasingly make decisions that traditionally required human judgment, and increasingly cause harm when those decisions go wrong, insurers are scrambling to adapt products designed for a pre-AI world.